Important information
Factsheets provide a snapshot of the fund and should not be the sole basis for an investment decision.
Please be aware that some products will not have access to all the funds listed above. For details of which funds you can invest in please consult your policy documentation or telephone us on 0800 622323.
We strongly advise that you read the relevant Key Investor Information Document (KIID) for ISA and Select Investment Plan policies. The KIID will help you decide which of our OEIC funds are right for you, they have been designed following guidelines set out by the Financial Conduct Authority (FCA) and should be consistent when comparing to all fund managers.
If you have a pension or bond please refer to your Key Features Document (KFD).
Series 1(S1) and 2 (S2) Life Pension funds refer to plans that were taken out before 31st December 2012.
Please note for NFU Mutual OEIC Funds:
Class C shares and Series 3 (S3) funds apply to plans taken out on or after 31st December 2012. Please refer to your original policy documentation for further information.
Please note that the Schroder UK Dynamic Smaller Companies fund closed to new business after 22nd January 2014, this means you are no longer able to invest in any new money into the fund but existing holdings are unaffected.
Aberdeen Asia Pacific ex Japan closed to new business on 18th March 2016. This means that we no longer accept new money into the fund.
For the following OEIC funds past performance has been removed from both this page and the
associated factsheet document:‐
NFU Mutual Mixed Portfolio 20 – 60% Fund B and C shares
NFU Mutual Mixed Portfolio 40 – 85% Fund B and C shares
NFU Mutual Mixed Portfolio 100% Fund B and C shares
This is due to a conversion from a NURS to UCITS regulated scheme. This means that previous past
performance is no longer appropriate. To ensure that you can see how the fund may have
performed in the past we have created simulated performance which is available through
Investment Focus, this is available on the following page of our website:‐
https://www.nfumutual.co.uk/investments/growth‐potential/
This conversion has also caused us to remove information from this page of the following funds:‐
NFU Mutual Flexibond 20 – 60% Series 1, 2 and 3
Personal Pension Account 20 – 60%
Trustee Investment Plan 20 – 60%
Managed Fund 20 – 60%
This is due to the direct fund link that these funds have to the 20 – 60% OEIC. For the Flexibond and
Personal Pension Account products please refer to Investment Focus where simulated performance is
shown for these funds. For the Trustee Investment Plan and the Managed fund we will be looking to
introduce a document that details simulated performance of these funds and this will be available
shortly. If you would like information on these funds then please contact us at 0800 622323.
Yield – only applicable for OEIC investments in ISA and Select Investment Plans.
Yield is an indication of the amount of income generated by a fund’s investments in relation to the price. The amount of yield payable in the future is not guaranteed. It can go down as well as up. Yield can be calculated and expressed in different ways and it is important to understand what the figures shown mean.
The yield figures shown for our funds are based on the dividends that the funds have actually paid out over the past 12 months, or are expected to distribute over the coming 12 months. Click here for more information about the yield figures and what they mean. The guidelines set by the Investment Management Association (IMA) for calculating historic and distribution yields have been followed.
‘xd’ indicates that the fund is in the ex-dividend period. Any share purchased in this period will not be entitled to receive any of the income paid at the end of the ex-dividend period but will be entitled to subsequent distributions of income while the share is held.
The majority of the funds offered by NFU Mutual are single priced and have the same buying and selling price. However, some of the funds we offer have dual pricings. The majority of existing unit trusts operate a dual pricing policy. This means two prices are calculated each day and investors buy units at the offer price and sell at the bid price. The difference is known as the bid offer spread and includes the initial charge.
The prices are provided for information purposes only. Other factors may affect your valuation. Before taking any decision regarding your investment, please ring us on 0800 622323 for an up to date valuation. For security and training purposes, telephone calls may be recorded and monitored.
Glossary of Terms used.
CIB – Capital Investment Bond
FRA – Flexible Retirement Account
PN – Pension Fund
YTD – Year To Date
AMC – Annual Management Charge
OCF – Ongoing Charges Figure – This is the AMC as well as some additional costs experienced by the fund manager, such as trustee and audit fees.
OEIC – Open Ended Investment Company
